This question comes up often, but it is important that you fully understand that all plans are not created equal. The information below can help you get a better understanding of how the insurance coverage of your policy may vary. In this instance, denial boarding would include pre-screening, on the airplane, and when the plane lands.
First of all, pre-screening is an evaluation that the flight attendant performs prior to taking your luggage off of the plane. Often times the attendants will ask about the medical history of the person taking the bag off the plane. The purpose of this evaluation is to ensure that the individual that is being selected has no diseases that could be passed from baggage to them. If there is any reason to believe that the bag will be carrying something dangerous, the traveler is removed from the list and another passenger is chosen.
Once the person is selected to go on the flight, the next step is to assess that person’s suitability for boarding. Again, all passengers may be considered for boarding, although in general all travelers should receive the same chance for boarding as they would in any other situation. Usually passengers are assigned an airline flight number to make sure they are picked up by the same flight.
Once the flight is boarded, the next task is to board the plane. Sometimes the number is taken for security reasons, and in such cases the passenger may not be able to board the plane. Additionally, the airplane might need to have additional people to load on the plane in order to accomplish the boarding. Again, the number is taken to ensure that all people are seated together.
Once everyone is seated on the plane and on their way to where they need to be, the plan is to board the plane and wait for takeoff. Usually there is plenty of space available. Most often the arrival procedure is to travel through a security checkpoint.
Boarding usually takes place about 15 minutes before takeoff. On average, boarding is over after the boarding gate staff begins boarding and a boarding pass is handed to each person boarding.
When the aircraft is ready to take off, the passenger with the boarding pass is pulled from the cabin. The aircraft will often have one of the travelers check in and wait for their boarding passes.
Once the passenger is on the plane, they will be required to be at their baggage claim. Sometimes the baggage claim is on the same side of the plane as the departure gate. In many cases the baggage claim is a point behind the exit door and then back in front of the passenger when they reach the gate.
Once the passenger is boarded, the boarding process generally ends. At this point the passenger will leave the aircraft, walk to the baggage claim area, and check in. Baggage claim agents will make sure that everything they are supposed to with is there.
After the passenger is done checking in and is being checked out, the flight crew will take the passenger to the emergency exit. Usually this is located near the back of the plane. They will enter a room that is separated by glass doors and a stairway and then be directed to a wheelchair ramp that will lead them to the exit door.
The boarding process may then continue to where the flight crew will inform the passenger that they have a flight to catch and a return flight is in a few hours. Once, the passenger boards the return flight they are free to board the same aircraft as their original flight.
The different situations you are likely to encounter with your travel insurance are worth remembering and it is good to understand that your plan does not have to fall apart because of a single trip you made or two trips you made. Be prepared for all situations and keep a record of all the information you obtain and find out if it is what you expected.